In 2018 Rob and I effortlessly paid off over $50,000 worth of debt in only six months on an $80,000 annual take-home income. We did this without reciting money manifesting affirmations, meditating, or any spiritual belief in The Law of Attraction.
We set out to achieve the impossible, and we paid off a large sum of money without increasing our income or depriving ourselves of the things in life that we enjoy the most. It was this process that made Rob, and I feel more in line with one another then we had in years.
When you accomplish the unaccomplishable, it is natural to evaluate and reevaluate the steps that you took to be successful. Why? You want to be sure that you can repeat the process.
We decided it is three things made this process successful for us:
- A clearly defined vision of what benefits we would have once our debt was paid off.
- Our plan focus was to celebrate the process through gratitude
- We developed a mindset of abundance as we focused on our success versus our failures
That’s right. We didn’t do anything special; we just celebrated life. Our focus remained on prioritizing our happiness. We worked less, and we traveled to see family more.
Accomplishing the unaccomplishable
If you face a mountain of debt or you are just trying to get your finances in order, this article’s focus is to help you change your money mindset while being open to the opportunities as they present themselves.
- Learning about The Law of Attraction
- The Secret
- Living The Secret?
- Attracting what you want in life
- Clearly defining our vision
- Focusing on gratitude
- Practicing an abundant mindset
- Does manifesting money work?
Learning about The Law of Attraction
Way back in 1975 two young kids had a baby that they gave up for adoption. That baby was me.
Due to the wonderful world of mail-order DNA testing, I was able to find my biological parents in 2017. All that I can say is that it was a life changing experience.
It was this experience that exposed me to The Law of Attraction. During one of my first conversations with my biological dad, I heard about a book called The Secret.
In my biological dad’s excitement, he credited The Secret, The Law of Attraction, for me finding him.
I can see where he is coming from; our meeting is the result of a series of events over a forty-two year time period. When reflecting upon all of these experience, I too find a need to explain the impossible.
When he was eighteen years old, he received news from a few friends that he was going to be a dad, but his baby was being put up for adoption. My biological dad contacted his ex-girlfriend who confirmed the news.
Six months later he received notice of my adoption hearing. Not knowing what he was supposed to do, he decided that the right thing to do was attend the hearing.
So he and one of his friends headed off to a small town in Arizona to the adoption hearing for his baby. He met me that day in an old courthouse in the arms of a young woman who would assume the role of being my mom. He introduced himself and then walked away.
Forty-two years later, that child called him. From his perspective, me finding him was the universe responding to his desire to see me again.
With curiosity, I started doing what I do – I Googled it. Wow!
Under the Law of Attraction, the complete order of the Universe is determined, including everything that comes into your life and everything that you experience. It does so through the magnetic power of your thoughts.
I was out of my comfort zone. After reading a bit about The Secret, I watched a short clip of the movie on YouTube.
In the movie, a woman is standing in front of a jewelry store. She is imagining wearing a necklace in the storefront. As she is visioning the ownership of this necklace and it magically appears around her neck.
I was in shock! My first thought was: “Yeah right, how in the heck are people so gullible that they believe that if they think about something hard enough, it will magically appear.”
I talked to Rob about my biological dad saying that our meeting was a result of some crazy thing called The Secret. I proceeded to tell him about my absurd findings.
Rob has always been way more open-minded than me. He chuckled and said: “You kinda live The Secret.” When you want something, you put your mind to it, you focus in, and you make it happen.
He provided me a few examples from our 25-year marriage and convinced me that there might be some merit to this craziness.
Living The Secret?
His response shocked me. How can I live something that I do not know anything about?
I quickly found that the popularity of the book and movie exceeded the beliefs of my ole hippy bio-dad.
The book is a #1 Best Seller on Amazon with over 7,700 reviews as of the day I am writing this post. Many prominent people accept The Law of Attraction as attributing to successes that they have experienced in life.
With all of my curiosity still intact, I found the video below. Wayne Dyer states that manifesting is where “you get what you are rather than what you want.”
His message resonated with me. It adds depth to the materialistic visualizations in the movie. His words and vision of manifesting go beyond worldly gains. His message focuses on self-awareness and building qualities and skills that align with what you want.
Wayne’s ideals of manifesting require effort.
I will attract into my life what I am, not what I want. – Wayne Dyer
Attracting what you want into life
The idea of drawing into my life what I am is in alignment with my ideas.
You see, I grew up in a home that suffered from addiction. As a child, I attended numerous Al-Anon and Alcoholics Anonymous sessions. I did this to learn how to help my dad with his illness better while attempting to teach myself the skills needed to survive his illness.
God, grant me the serenity
to accept the things I cannot change,
the courage to change the things I can,
and the wisdom to know the difference.
I remember watching adults who suffered from addiction recap their struggles, their shortcomings, and their successes. Listening to the decisions they made and the company they kept.
I am deeply grateful to have had the opportunity to attend these meetings at a young age. I know that the experience left a lasting impression on how I view life and the decisions I make.
The knowledge I have carried with me all these years later is that I oversee me. I cannot control anyone other than myself, and controlling myself is hard enough as it is.
I once read a compelling article published on Forbes.com entitled: This Is How Your Thoughts Become Your Reality. Although this article never mentions manifesting, The Law of Attraction, or The Secret, yet it’s messaging captures the belief.
It touches on the power of thought and how we determine what we are by what we think about the most. Failure attracts failure in the example below.
Your thoughts are a catalyst for self-perpetuating cycles. What you think directly influences how you feel and how you behave. So if you think you’re a failure, you’ll feel like a failure. Then, you’ll act like a failure, which reinforces your belief that you must be a failure.
– Amy Morin, Forbes.com
Clearly defining our vision
When Rob and I started paying off our debt, our focus was not on how we were going to pay off the debt, but why we were paying off the debt.
Our goal was to find more time with one another. To free ourselves from the monthly payments that we spent so much of our time working to pay down.
At that time, our debt payments accounted for 15% of our take-home pay. The realization that 15% of our income went to paying off our past did not fit in with our visions of freedom for our future.
We started with paying off our debt so that we could have more time together.
Throughout the debt payoff process, we improved our communication as we planned and allowed ourselves to dream of our future. Every financial decision we made was intentional.
We started living what we wanted the most and found more time with one another.
We created a budget and began tracking our money. The unexpected happened over and over: we had more money than expected.
Our intense focus to use our money to resolve our loneliness we unknowingly applied Wayne Dyer’s way of manifesting: you get what you are rather than what you want.
We were manifesting money and had no clue.
Here’s the math: Pay Off Debt Fast | 11 Things We Did to Pay Off $50,000 6 Months
Focusing in on gratitude
For Rob and me, paying off our debt went deeper than financial gain.
With our newly empty nest, we were learning about ourselves; about each other. Although we chose debt pay off as our means to find more time with one another, there was an unexpected outcome.
This intense focus rippled into the rest of our life.
As we talked about our future, the excitement grew. This energy we created gave us the desire and the courage to stop smoking. The desire stemmed from the idea that we could retire early, and we didn’t want an oxygen tank getting in the way.
Our intense focus was overflowing to other parts of our lives. As smokers of nearly twenty years, smoking was our rebellious friend.
As we became more aware of life, we noticed an acute level of appreciation helping us make the right decisions. We became aware of how fortunate we have been to be able to spend twenty-five years with each other.
To have the opportunity to create two beautiful, fearless children together that are running out into the world to build their lives.
As we practiced gratitude for all that we have, the material things in our life became less and less significant.
Our focus aligned our priorities with our vision of spending more time with one another. It was this focus that prioritized our spending and kept us from feeling deprived.
Looking back, we were not manifesting money; we were manifesting happiness.
Practicing an abundant mindset
The secret to having it all is believing you already do.
When Rob and I were cleaning up our finances, we focused heavily on how grateful we are for all that life has afforded us. Our new thinking was less materialistic than our previous way of thinking.
Although our goal was to pay off our debt fast, which emphasizes money, we found our focus shifting to the realization of our prosperity.
It was the realization that we started our marriage off as two young kids, sixteen and nineteen, who traded yard work for rent. Twenty-five years later we are the parents of two very ambitious children who are not afraid to chase their dreams.
We defied all odds, and together we were able to build a life of abundance.
We went from being lost when our son left home to the realization of how much life we have left.
Our goal of getting our finances in order ended up helping us get our life in order.
It opened our eyes to adopt a new paradigm or mindset for ourselves. Our focus is on all that we have rather than what we do not have.
When digging ourselves out of debt, we found so much advice online on frugal living and giving up certain things to pay off debt.
For us, our mindset was on all that we were gaining. We made sure that when we spend a dollar, it fits with our vision of spending more time with one another.
Simply put, when you live life with a mindset of abundance, your glass is always half-full.
Paradigms are powerful because they create the lens through which we see the world… If you want small changes in your life, work on your attitude. But if you want big and primary changes, work on your paradigm. – Dr. Stephen R. Covey
Does manifesting money work?
With a title like Manifesting Money & The Law of Attraction, I had better have a conclusion for you.
Does manifesting money work?
With the definition of manifesting that Dr. Wayne Dyer provided: “you get what you are rather than what you want,” I would say that Rob and I work together to successfully manifest money.
Paying off over $50,000 was just the beginning of our journey.
It was the experience of paying off such a large sum of money that taught us how to work together by making decisions that take us one step closer to our dreams.
For us, paying off our debt provided us with so many unexpected opportunities to learn who we are both individually and as a couple.
We experienced so many moments that we would have to step back in awe as unexpected money came into our household.
Every day the path to your own spirituality starts with clarifying who you are and what you want. Not just things—things are easy. I mean the stuff that really matters. Life isn’t just about what you can have; it’s about what you have to give. What kind of person do you want to be?
Start asking these questions and thinking about the bigger picture—why you’re here, why the world needs what you have to offer.
What I know for sure: You keep asking the right questions of yourself, and the universe and your own secrets will unfold in ways you never imagined. – Oprah
What is your experience with manifesting money and The Law of Attraction? Let us know in the comments below!